Imagine feeling PEACE OF MIND,
knowing that your financial house is in order and that any unexpected life challenges will be addressed with sound financial solutions.
We're INVESTED IN YOU
Simply stated, we believe being technologically innovative with deep investment and institutional knowledge is the cornerstone for sound financial advice.
However, our dedication to each client is what sets Northern Lights Advisors apart. Our commitment is your peace of mind; shortcuts are never taken to engage and meet your needs.
There’s no room for compromise — we take great pride in these ideals.
How we shed light on your situation, step by step
The financial planning process is very data-driven and starts by collecting financial data: all holdings, balances, transactions, loans, estimates, assumptions, benefits, coverages, etc. This gives us all the inflows and outflows to verify a complete picture of your financial life.
2. Budget framework
Next, we extrapolate a “typical month” of spending, generate forward estimates for planning purposes, and a budget framework to track against.
3. Review & Future
Then we dive deeper into what’s important to you: your goals, nice-to-haves, and other future plans and requirements. We share other considerations — from experience with similar clients — that you might not have mentioned.
4. Plan Development
From here, we develop a financial plan with quantifiable paths for moving forward. The plan becomes our base, against which we tie future conversations and edit as life takes new forks in the road.
5. ongoing plan
If we decided to keep working together after the first year. This is what you can expect:
Topics we can look at
Your Financial Plan is devised from scenario feasibility analysis of each approach based on any number of following considerations that make up your financial story:
Making It Happen
We evaluate all considerations relevant to you and your circumstance, ensuring a sustainable long-term plan for handling inflows and outflows, efficiently allocating investments, maximizing benefits provided at work, and reviewing all risks and opportunities in your financial life.
Our goal is to boil complicated topics down to their basic considerations to create a joint understanding and selection of the most sound financial decisions for you. No decision is too complex nor too minor — even considerations around getting a dog — as our role is to be a voice of reason in light of what is important to you.
how We can serve you
Planning and investments
If assets managed are over $750K
If you need help with financial planning and investment management (and the investable amount is over the minimum $750,000), we will only charge a percentage of your Assets Under Management based on chart here.
Starting at $7,500 per year
Annual fees will depend on complexity. This is the best fit for folks with assets that cannot be managed by an advisor or handle their own investments.
Comprehensive Family Estate Planning
Our extensive background serving ultra-high-net-worth families of multiple generations lends to understanding the importance of not only tax and wealth preservation but also keeping family relationships healthy for years to come.
When the estate planning process involves multiple generations, there are more intricate discussion points to ensuring smart financial decisions for you, your children, and your aging parents.
As a foreign citizen (Swede) living and working in the US, we are well-versed in planning for clients with cross-border earnings and portfolios — whether the clients live abroad and have a US-based portfolio or are foreign citizens residing in the US. Having valuable partnerships with experienced international tax attorneys and CPAs ensures we offer clients the most up-to-date reporting requirements for all applicable situations.